VTI Stock: Vanguard Total Stock Market ETF Profile & Analysis (2026)
The most comprehensive U.S. equity fund covering over 3,500 stocks in a single ticker — Updated May 2026 with current AUM, expense ratio, holdings, and performance data.
The Vanguard Total Stock Market ETF (VTI) serves as the ultimate “one-click” portfolio for investors seeking exposure to the entire United States equity market. While many investors start by looking at the list of SP 500 companies to capture large-cap growth, VTI goes significantly further by including mid-cap, small-cap, and micro-cap stocks that the S&P 500 excludes.
By tracking a broad market index, VTI offers a more comprehensive view of the American economy than the VOO Stock Profile, which focuses strictly on the largest 500 firms. With an ultra-low expense ratio of just 0.03%, VTI is a staple in the Warren Buffett stock portfolio approach of buying low-cost, diversified index funds for long-term wealth accumulation.
Key Takeaways — VTI Stock
VTI provides exposure to approximately 3,500 stocks, covering nearly 100% of the investable U.S. equity market across all market caps.
With a 0.03% expense ratio, VTI is significantly cheaper than the average fund, costing just $3 annually for every $10,000 invested.
Despite having thousands of holdings, the fund is market-cap weighted, meaning mega-cap tech giants still drive the majority of performance.
With a 31.3% one-year return and consistent 5-year gains, VTI remains a primary vehicle for compounding retirement savings.
VTI — Live Price Chart
Real-time chart from TradingView.
VTI ETF Vitals & Key Statistics
Core data as of May 2026.
| Data Point | Value | Data Point | Value |
|---|---|---|---|
| Full Name | Vanguard Total Stock Market ETF (VTI) | Ticker | VTI |
| Issuer | The Vanguard Group, Inc. | Asset Class | Equity U.S. Total Market |
| Index Tracked | CRSP US Total Market Index | Structure | ETF |
| Expense Ratio | 0.03% | AUM | $560B |
| Inception Date | May 24, 2001 | Exchange | AMEX |
| No. of Holdings | 3,500 | Dividend Yield | 1.03% |
| 52-Week High | $368.30 | 52-Week Low | $283.00 |
| Avg Daily Volume | 4.1M | YTD Return | 9.74% |
| 1-Year Return | 31.3% | 5-Year Return | 17.5% |
| Category | Multi-cap Core | Dividend Frequency | Quarterly |
VTI Top 10 Holdings (May 2026)
Largest positions by weight. Click columns to sort.
| Rank | Ticker | Company Name | Sector | Weight % |
|---|---|---|---|---|
| 1 | NVDA | NVIDIA Corporation | Technology | 6.6% |
| 2 | AAPL | Apple Inc. | Technology | 5.8% |
| 3 | MSFT | Microsoft Corp. | Technology | 5.4% |
| 4 | AMZN | Amazon.com, Inc. | Consumer Discretionary | 3.4% |
| 5 | AVGO | Broadcom Inc. | Technology | 2.6% |
| 6 | GOOGL | Alphabet Inc. Class A | Communication | 2.5% |
| 7 | META | Meta Platforms, Inc. | Communication | 2.2% |
| 8 | GOOG | Alphabet Inc. Class C | Communication | 2.0% |
| 9 | TSLA | Tesla, Inc. | Consumer Discretionary | 1.6% |
| 10 | BRK.B | Berkshire Hathaway Inc. Class B | Financials | 1.4% |
VTI — Pros & Cons
✓ Maximum Diversification
Captures the entire U.S. market, including small and micro-cap stocks that provide long-term growth potential.
✗ Heavy Tech Concentration
Due to market-cap weighting, the top 10 holdings (mostly tech) represent a large portion of the fund’s total value.
✓ Unbeatable Costs
A 0.03% expense ratio ensures that nearly all of your returns stay in your pocket rather than going to management fees.
✗ Limited Income
With a yield around 1%, VTI is not suitable for investors seeking high immediate cash flow from dividends.
✓ High Tax Efficiency
As an ETF, VTI is structured to minimize capital gains distributions, making it ideal for taxable brokerage accounts.
✗ Market Volatility
Because it holds 100% equities, VTI can experience significant price drops during broad market corrections.
Who Should Consider VTI?
Long-term “set it and forget it” investors who want a total-market approach and don’t want to pick individual stocks.
Short-term traders or conservative investors nearing retirement who require the stability of bonds or fixed income.
You are building a core portfolio and want broader exposure than just the S&P 500 to capture small-cap performance.
VTI is excellent for both taxable brokerage accounts (due to tax efficiency) and tax-advantaged IRAs or 401(k)s.
VTI vs Similar ETFs
Key metrics comparison.
| ETF | Full Name | Expense Ratio | AUM | Holdings | Div Yield | YTD | Best For |
|---|---|---|---|---|---|---|---|
| VTI ★ | Vanguard Total Stock Market ETF | 0.03% | $560B | 3,500 | 1.03% | 9.74% | Total Market Coverage |
| SCHB | Schwab U.S. Broad Market ETF | 0.03% | $32B | 2,450 | 1.08% | 9.65% | Schwab Ecosystem |
| ITOT | iShares Core S&P Total US Stock | 0.03% | $58B | 2,500 | 1.05% | 9.70% | BlackRock Exposure |
| SPTM | SPDR Portfolio Total Stock Market | 0.03% | $11B | 1,500 | 1.10% | 9.58% | State Street Users |
VTI Technical Analysis
Real-time buy/sell signals.
VTI — Risks & Considerations
Market Risk
As an all-stock fund, VTI’s value will fluctuate with the overall economy. A market crash will lead to significant paper losses.
Sector Concentration
Technology remains the largest sector in VTI. If tech valuations face a correction, the fund’s price will be heavily impacted.
No International Exposure
VTI focuses exclusively on U.S. companies. Investors need a separate fund (like VXUS) to capture international growth.
Interest Rate Sensitivity
Small-cap companies within VTI are often more sensitive to high interest rates than the mega-cap companies in the S&P 500.