Micro-Cap Bank Stocks

U.S. Exchanges

List of Micro-Cap Bank Stocks Listed on U.S. Exchanges

This list includes banks with a market capitalization less than 300 million dollars. In the world of investing these are referred to as micro-cap stocks. We update this page at the start of every month so it is possible that a company’s market cap might go above 300 million between updates.  Additional banks can be found through the following links:

Large-Cap Banks

Mid-Cap Banks

Small-Cap Banks

In parentheses you will find a short description or areas of focus for the company.

Select the company’s link to access charts, news links and company website and social media information.

Multi-Regional

Premier Financial Bancorp, Inc. (PFBI) (Holding company for Premier Bank, Inc. and Citizens Deposit Bank and Trust, Inc.; branches in Kentucky, Ohio, West Virginia, Maryland, Virginia and Washington, D.C.)

Mid-Atlantic Banks

Community Bankers Trust Corporation (ESXB) (Holding company for Essex Bank; branches in Virginia and Maryland)

First United Corporation (FUNC) (Parent company for First United Bank & Trust; branches in Maryland and West Virginia)

Orrstown Financial Services Inc. (ORRF) (Holding company for Orrstown Bank; branches in Pennsylvania and Maryland)

Shore Bancshares Inc. (SHBI) (Holding company for Shore United Bank; branches on the Delmarva Peninsula)

Southern National Bancorp of Virginia, Inc. (SONA) (Holding company for Sonabank; branches in Virginia and Maryland)

Summit Financial Group, Inc. (SMMF) (Holding company for Summit Community Bank; branches in West Virginia and Virginia)

The Community Financial Corporation (TCFC) (Holding company for Community Bank of the Chesapeake; branches in Maryland and Virginia)

Midwest

Citizens Community Bancorp, Inc. (CZWI) (Holding company for Citizens Community Federal; branches in Wisconsin, Michigan and Minnesota)

HMN Financial, Inc. (HMNF) (Holding company for Home Federal Savings Bank; branches in Minnesota and Iowa)

Ohio Valley Banc Corp. (OVBC) (Holding company for The Ohio Valley Bank; branches in Ohio and West Virginia)

SB Financial Group, Inc. (SBFG) (Holding company for State Bank and Trust Company; branches in northwestern Ohio and Fort Wayne, Indiana)

Northeast

BCB Bancorp, Inc. (BCBP) (Holding company for BCB Community Bank; branches in New Jersey and New York)

Chemung Financial Corp (CHMG) (Holding company for Chemung Canal Trust Company; branches in Pennsylvania and New York)

Codorus Valley Bancorp, Inc. (CVLY) (Holding company for PeoplesBank; branches in Pennsylvania and northern Maryland)

Lake Sunapee Bank Group (LSBG) (Holding company for Lake Sunapee Bank; branches in western and central New Hampshire and central Vermont)

Parke Bancorp, Inc. (PKBK) (Holding company for Parke Bank; branches in New Jersey and Pennsylvania)

Royal Bancshares of Pennsylvania, Inc. (RBPAA) (Holding company for Royal Bank America; branches in Pennsylvania and New Jersey)

Salisbury Bancorp, Inc. (SAL) (Holding company for Salisbury Bank and Trust Company; branches in Connecticut, New York and Massachusetts)

SI Financial Group, Inc. (SIFI) (Holding company for Savings Institute Bank and Trust Company; branches in eastern Connecticut and southern Rhode Island)

Sussex Bancorp (SBBX) (Holding company for Sussex Bank and Tri-State Insurance Agency; branches in New Jersey and New York)

Union Bankshares, Inc. (UNB) (Holding company for Union Bank; branches in northern Vermont and New Hampshire)

Unity Bancorp, Inc. (UNTY) (Holding company for Unity Bank; branches in New Jersey and Pennsylvania)

Western New England Bancorp, Inc. (WNEB) (Holding company for Westfield Bank; branches in Connecticut and Massachusetts; headquartered in Massachusetts)

Pacific Region

Riverview Bancorp Inc. (RVSB) (Holding company for Riverview Community Bank; branches in Washington and Oregon)

Southeast

Atlantic Coast Financial Corporation (ACFC) (Branches in northeastern Florida and southeastern Georgia)

Charter Financial Corp. (CHFN) (Holding company for CharterBank; branches in western Georgia, eastern Alabama and the Florida Gulf Coast)

First Community Corporation (FCCO) (Branches in in South Carolina and Georgia)

First NBC Bank Holding Company (FNBC) (Holding company for First NBC Bank)

Home Bancorp, Inc. (HBCP) (Holding company for Home Bank, National Association; branches in Louisiana and Mississippi)

HopFed Bancorp, Inc. (HFBC) (Holding company for Heritage Bank USA; branches in middle Tennessee and western Kentucky)

MidSouth Bancorp (MSL) (Holding company for MidSouth Bank; branches in Louisiana and Texas)

Oconee Federal Financial Corp. (OFED) (Branches in South Carolina and Georgia)

SmartFinancial, Inc. (SMBK) (Holding company for SmartBank; branches in Florida and Tennessee)

The First Bancshares, Inc. (FBMS) (Holding company for The First, A National Banking Association; branches in southern Mississippi, southern Alabama and Louisiana)

Alaska Banks

Northrim BanCorp Inc. (NRIM) (Holding company for Northrim Bank)

Alabama

Auburn National Bancorporation, Inc. (AUBN) (Branches in eastern Alabama)

California

American River Bankshares (AMRB) (Branches in the Greater Sacramento area and other parts of northern California)

Bank of Commerce Holdings (BOCH) (Holding company for Redding Bank of Commerce and Sacramento Bank of Commerce)

Broadway Financial Corporation (BYFC) (Holding company for Broadway Federal Bank)

California First National Bancorp (CFNB) (Holding company for California First National Bank)

Central Valley Community Bancorp (CVCY) (Approximately 20 branches throughout the San Joaquin Valley region of California)

Community West Bancshares (CWBC) (Holding company for Community West Bank)

Oak Valley Bancorp (OVLY) (Holding company for Oak Valley Community Bank)

Pacific Mercantile Bancorp (PMBC) (Branches in southern California)

Plumas Bancorp (PLBC) (Operates branches in northeastern California)

Provident Financial Holdings, Inc. (PROV) (Holding company for Provident Savings Bank)

Summit State Bank (SSBI) (Branches in Sonoma County and the greater Bay Area)

United Security Bancshares (UBFO) (Bank with branches in California)

Connecticut

Bankwell Financial Group, Inc. (BWFG) (New Haven and Fairfield counties)

Patriot National Bancorp Inc. (PNBK) (Holding company for Patriot Bank, N.A.)

PB Bancorp, Inc. (PBBI) (Holding company for Putnam Bank)

Florida

OptimumBank Holdings, Inc. (OPHC) (Holding company for OptimumBank)

Sunshine Bancorp, Inc. (SBCP) (Holding company for Sunshine State Bank)

Georgia

Colony Bankcorp, Inc. (CBAN) (Holding company for Colony Bank)

Southwest Georgia Financial Corporation (SGB) (Holding company for Southwest Georgia Bank)

Illinois

BankFinancial Corporation (BFIN) (Holding company for BankFinancial, F.S.B.)

Centrue Financial Corporation (CFCB) (Holding company for Centrue Bank)

IF Bancorp, Inc. (IROQ) (Holding company for Iroquois Federal Savings and Loan Association)

Ottawa Bancorp, Inc. (OTTW) (Holding company for Ottawa Savings Bank)

Indiana

First Capital, Inc. (FCAP) (Holding company for First Harrison Bank)

First Savings Financial Group, Inc. (FSFG) (Holding company for First Savings Bank)

MutualFirst Financial Inc. (MFSF) (Holding company for MutualBank)

United Community Bancorp (UCBA) (Holding company for United Community Bank)

Iowa

WCF Bancorp, Inc. (WCFB) (Holding company for WCF Financial Bank)

Kansas

Landmark Bancorp Inc. (LARK) (Holding company for Landmark National Bank)

Kentucky

Citizens First Corporation (CZFC) (Holding company for Citizens First Bank)

Kentucky First Federal Bancorp (KFFB) (Holding company for First Federal Savings and Loan Association of Hazard and First Federal Savings Bank of Frankfort)

Poage Bankshares, Inc. (PBSK) (Holding company for Town Square Bank)

Porter Bancorp, Inc. (PBIB) (Holding company for PBI Bank)

Louisiana

First Guaranty Bancshares, Inc. (FGBI) (Holding company for First Guaranty Bank)

Home Federal Bancorp, Inc. of Louisiana (HFBL) (Holding company for Home Federal Bank)

Investar Holding Corporation (ISTR) (Holding company for Ivanstar Bank)

Maine

Bar Harbor Bankshares, Inc. (BHB) (Holding company for Bar Harbor Bank & Trust)

Northeast Bancorp (NBN) (Holding company for Northeast Bank)

Maryland

Bay Bancorp, Inc. (BYBK) (Holding company for Bay Bank)

Glen Burnie Bancorp (GLBZ) (Holding company for The Bank of Glen Burnie)

Hamilton Bancorp, Inc. (HBK) (Holding company for Hamilton Bank)

Howard Bancorp, Inc. (HBMD) (Holding company for Howard Bank)

Old Line Bancshares, Inc. (OLBK) (Holding company for Old Line Bank)

Severn Bancorp Inc. (SVBI) (Holding company for Severn Savings Bank)

Massachusetts

BSB Bancorp, Inc. (BLMT) (Holding company for Belmont Savings Bank)

Georgetown Bancorp, Inc. (GTWN) (Holding company for Georgetown Bank)

Melrose Bancorp, Inc. (MELR) (Holding company for Melrose Cooperative Bank)

Provident Bancorp, Inc. (PVBC) (Holding company for The Provident Bank; branches in Massachusetts and New Hampshire)

Randolph Bancorp, Inc. (RNDB) (Holding company for Randolph Savings Bank)

Michigan

M B T Financial Corp (MBTF) (Holding company for Monroe Bank & Trust)

Mackinac Financial Corporation (MFNC) (Holding company for mBank)

Wolverine Bancorp, Inc. (WBKC) (Holding company for Wolverine Bank)

Mississippi

Citizens Holding Company (CIZN) (Holding company for The Citizens Bank of Philadelphia)

Peoples Financial Corporation (PFBX) (Holding company for The Peoples Bank)

Missouri

Guaranty Federal Bancshares, Inc. (GFED) (Holding company for Guaranty Bank)

Hawthorn Bancshares, Inc. (HWBK) (Holding company for Hawthorn Bank)

Southern Missouri Bancorp, Inc. (SMBC) (Holding company for Southern Bank; branches in southern Missouri and northern Arkansas)

Montana  

Eagle Bancorp Montana, Inc. (EBMT) (Holding company for Opportunity Bank of Montana)

Nebraska

Equitable Financial Corp. (EQFN) (Holding company for Equitable Bank)

New Jersey

1st Constitution Bancorp (FCCY) (Holding company for 1st Constitution Bank)

Bancorp of New Jersey, Inc. (BKJ) (Holding company for Bank of New Jersey)

First Bank (FRBA) (Branches in New Jersey)

Magyar Bancorp, Inc. (MGYR) (Holding company for Magyar Bank)

MSB Financial Corp. (MSBF) (Holding company for Millington Bank)

Stewardship Financial Corporation (SSFN) (Holding company for Atlantic Stewardship Bank)

Two River Bancorp (TRCB) (Holding company for Two River Community Bank)

New Mexico

Bancorp 34, Inc. (BCTF) (Holding company for Bank 34)

New York

Carver Bancorp, Inc. (CARV) (Holding company for Carver Federal Savings Bank)

Elmira Savings Bank NY (The) (ESBK) (New York chartered mutual savings bank)

Evans Bancorp, Inc. (EVBN) (Holding company for Evans Bank; property and casualty insurance offices)

FSB Bancorp, Inc. (FSBC) (Holding company for Fairport Savings Bank)

Greene County Bancorp, Inc. (GCBC) (Holding company for The Bank of Greene County)

Lake Shore Bancorp, Inc. (LSBK) (Holding company for Lake Shore Savings Bank)

Pathfinder Bancorp, Inc. (PBHC) (Holding company for Pathfinder Bank)

North Carolina

ASB Bancorp, Inc. (ASBB) (Holding company for Asheville Savings Bank)

Carolina Bank Holdings Inc. (CLBH) (Holding company for Carolina Bank)

Carolina Trust Bank (CART) (Branches in North Carolina)

Entegra Financial Corp. (ENFC) (Holding company for Entegra Bank)

First South Bancorp Inc. (FSBK) (Holding company for First South Bank)

Paragon Commercial Corporation (PBNC) (IPO June 16, 2016: bank with branches in North Carolina)

Peoples Bancorp of North Carolina, Inc. (PEBK) (Holding company for Peoples Bank)

Select Bancorp, Inc. (SLCT) (Holding company for Select Bank and Trust Company)

Ohio

Central Federal Corporation (CFBK) (Holding company for CFBank)

Civista Bancshares, Inc. (CIVB) (Holding company for Civista Bank)

LCNB Corporation (LCNB) (Holding company for LCNB National Bank)

Middlefield Banc Corp. (MBCN) (Holding company for The Middlefield Banking Company)

United Bancorp, Inc. (UBCP) (Holding company for The Citizens Community Bank)

United Bancshares, Inc. (UBOH) (Holding company for The Union Bank Company)

Wayne Savings Bancshares Inc. (WAYN) (Holding company for Wayne Savings Community Bank)

Pennsylvania

ACNB Corporation (ACNB) (Holding company for ACNB Bank and Russell Insurance Group, Inc.)

AmeriServ Financial Inc. (ASRV) (Holding company for AmeriServ Financial Bank)

CB Financial Services, Inc. (CBFV) (Holding company for Community Bank)

DNB Financial Corp (DNBF) (Holding company for DNB First, National Association)

Emclaire Financial Corp (EMCF) (Holding company for the Farmers National Bank of Emlenton)

ESSA Bancorp, Inc. (ESSA) (Holding company for ESSA Bank & Trust)

Malvern Bancorp, Inc. (MLVF) (Holding company for Malvern Federal Savings Bank)

Mid Penn Bancorp, Inc. (MPB) (Holding company for Mid Penn Bank)

Norwood Financial Corp. (NWFL) (Holding company for Wayne Bank)

Penns Woods Bancorp, Inc. (PWOD) (Holding company for Jersey Shore State Bank and Luzerne Bank)

Prudential Bancorp, Inc. (PBIP) (Holding company for Prudential Savings Bank)

WVS Financial Corp. (WVFC) (Holding company for West View Savings Bank)

Rhode Island

Coastway Bancorp, Inc. (CWAY) (Holding company for Costway Community Bank)

South Carolina

Bank of South Carolina Corp. (BKSC) (Holding company for The Bank of South Carolina)

Southern First Bancshares, Inc. (SFST) (Holding company for Southern First Bank)

Tennessee

Capstar Financial Holdings, Inc. (CSTR) (IPO September 22: commercial bank)

Texas

Veritex Holdings, Inc. (VBTX) (Holding company for Veritex Community Bank)

Virginia

Bank of the James Financial Group, Inc. (BOTJ) (Holding company for Bank of the James)

C&F Financial Corporation (CFFI) (Holding company for Citizens and Farmers Bank)

Eastern Virginia Bankshares, Inc. (EVBS) (Holding company for EVB)

Fauquier Bankshares, Inc. (FBSS) (Holding company for The Fauquier Bank)

HomeTown Bankshares Corporation (HMTA) (Holding company for HomeTown Bank)

Middleburg Financial Corporation (MBRG) (Holding company for Middleburg Bank and Middleburg Investment Group)

National Bankshares, Inc. (NKSH) (Holding company for National Bank of Blacksburg)

Old Point Financial Corporation (OPOF) (Holding company for The Old Point National Bank of Phoebus and Old Point Trust and Financial Services, N.A.)

Village Bank and Trust Financial Corp. (VBFC) (Holding company for Village Bank)

Washington

Anchor Bancorp (ANCB) (Holding company for Anchor Bank)

First Financial Northwest, Inc. (FFNW) (Holding company for First Financial Northwest Bank)

First Northwest Bancorp (FNWB) (Holding company for First Federal Savings and Loan Association of Port Angeles)

FS Bancorp, Inc. (FSBW) (Holding company for 1st Security Bank of Washington)

Sound Financial Bancorp, Inc. (SFBC) (Holding company for Sound Community Bank)

Timberland Bancorp, Inc. (TSBK) (Holding company for Timberland Bank)

Washington D.C.

Access National Corporation (ANCX) (Holding company for Access National Bank)

Wisconsin

County Bancorp, Inc. (ICBK) (Holding company for Investors Community Bank)

First Business Financial Services, Inc. (FBIZ) (Holding company for First Business Bank, First Business Bank-Milwaukee and Alterra Bank)

Westbury Bancorp, Inc. (WBB) (Holding company for Westbury Bank)

Foreign Banks

China

China Commercial Credit, Inc. (CCCR)